Claim vs Payout: settlement tools compared
Updated November 9, 2026
See which open class action settlements you may qualify for.
Get startedSummary
- Claim matches you to open class action settlements from a few answers, flags the ones that need no proof, and, for some settlements, fills in the claim form from your answers and submits it in your name. Your dashboard lists the settlements you file through Claim.
- Payout says it pre-fills claims for you to review and submit from your phone.
- How they differ: Payout is an iOS and Android app, and you file from your phone. Claim is a website that works in any browser on a phone or computer, with nothing to install.
- Claim is best for: anyone who wants to find the settlements they may qualify for, get help with some claim forms and see the settlements they file through Claim in one list.
Claim is our product. Details about Payout come from its own website as of November 9, 2026.
How do Claim and Payout compare?
| Claim | Payout | |
|---|---|---|
| What it is | A website that helps you find settlements you may qualify for | Describes itself as a class action discovery platform |
| Where you use it | Any browser at claimmoney.com | Mobile app for iOS and Android, plus a website with settlement pages |
| Claim forms | For some settlements, fills in and submits the claim form in your name. For others, links to the official form. | Says it pre-fills your claim so you can review and submit it from your phone |
| Settlement pages | Who may qualify, deadline and proof | Deadline, estimated payout and proof details |
| Cost | Paid subscription; see the site for current terms | Website says it is free to use; its app also offers an optional paid Premium subscription |
| Law firm? | No | No, says it is not a law firm |
| Who decides payment | The settlement administrator | The settlement administrator |
Why choose Claim?
- Nothing to install. Claim works in any browser at claimmoney.com, on a phone or a computer. Start with open settlements.
- Plain-language settlement pages. Each page covers who may qualify, the deadline and what proof you need. If a listing differs from the official settlement website, the official website is correct. See how Claim keeps listings accurate.
- Help with the form. For some settlements, Claim fills in the claim form from your answers and submits it to the settlement administrator in your name, online or by mail. For others, Claim links you to the official claim form so you can file it yourself.
- Not a law firm. Claim is a self-help tool, not a law firm, and it doesn’t pretend to be one.
See which open class action settlements you may qualify for.
Get startedFrequently asked questions
Is Claim an alternative to Payout?
Yes. Claim helps you find settlements you may qualify for and explains each one in plain language. For some settlements, Claim fills in the claim form and submits it in your name. For others, it links you to the official claim form. It works in any browser, so there is nothing to install.
Are Claim or Payout law firms?
No. Neither is a law firm, and neither decides whether a claim is paid. The settlement administrator makes that decision.
Can I use both?
You can use any tools you like to find settlements, but submit only one claim per settlement unless the official rules say otherwise. Duplicate claims can be rejected.