Equifax Information Services
Equifax Hard Inquiry Dispute Settlement
Eligible consumers in the Equifax hard-inquiry settlement may receive an estimated $100–$400 per approved claim, depending on their settlement group. The claim deadline is November 29, 2026.
Key facts
The lawsuits allege that Equifax did not properly investigate certain hard-inquiry disputes or remove disputed inquiries. Equifax denies wrongdoing.
Who may qualify?
Equifax’s records must show a covered hard-inquiry dispute. General disputes run from August 31, 2021 through March 27, 2026. The certified group requires a qualifying mailed dispute from October 4, 2016 through March 27, 2026, the specified dispute codes and the specified Equifax response. The New York subclass has additional address and response-date requirements.
What could you receive?
Class counsel estimate about $100 for the general dispute group, $300 for the certified group and $400 for the New York subclass. These are alternative group estimates, not cumulative payments. Actual amounts may be higher or lower depending on approved claims and the allocation.
What information is needed?
The online route uses the Claim Number and PIN from the notice. Equifax records determine the group; a claimant cannot choose the higher group. The claim requires the certification specified on the form. Notice credentials are not proof of purchase.
What dates matter?
The claim deadline is November 29, 2026. The exclusion deadline is November 20, 2026. A final approval hearing is scheduled for December 10, 2026. Payments depend on final approval and any appeals being resolved.
Who may qualify
Equifax records must identify a qualifying hard-inquiry dispute. The general group covers disputes from August 31, 2021 through March 27, 2026. The certified group covers certain mailed disputes from October 4, 2016 through March 27, 2026 coded not mine or unauthorized with the specified Equifax response. An additional New York subclass has its own address and response-date rules.
What proof do you need?
Do you need proof of purchase?
For this settlement, you will not need proof of purchase. The online route uses the Claim Number and PIN from the notice. Equifax records determine the group; a claimant cannot choose the higher group. The claim requires the certification specified on the form. Notice credentials are not proof of purchase.
Where do these requirements come from?
From the official settlement notice - the document that sets out who qualifies and what they have to provide. Claim summarizes it; Claim does not set it. Where the notice and this page disagree, the notice is the one that counts.
How can I check a settlement email or text?
Who is the administrator?
Continental DataLogix, LLC is the settlement administrator: the company a court appoints to run the claims process, send notices and make payments. It is not the company being sued, and it is not Claim.
Is the sender's name enough to trust the message?
No. A sender name, a display name, a reply-to address and even a case number can all be copied. Check the case name and number in the message against the ones on this page, and reach the court-authorized settlement website yourself rather than through a link or button in the message.
What warning signs should I look for?
Any request for a fee, a payment or a wire to release settlement money. Any request for full banking login details. Pressure to act straight away. A web address that does not match the one in the official notice. Genuine notices identify the case by name and number and explain how payment is made.
Claim helps you check whether you may qualify, understand the official requirements, and keep track of settlement deadlines.
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