Progressive
Progressive Colorado Total Loss Settlement
Colorado policyholders with qualifying Progressive Direct or Progressive Preferred total-loss claims may qualify for an estimated $200–$700 payment. Claims are due February 5, 2027. The final amount follows the settlement formula and may differ from that estimate.
Key facts
The lawsuit alleges that Progressive undervalued certain Colorado total-loss claims by applying projected sold adjustments. The settlement resolves disputed claims without a decision on their merits.
Who may qualify?
Colorado residents with covered Progressive Direct claims submitted from April 12, 2019 through July 8, 2026, or Progressive Preferred claims submitted from December 19, 2021 through July 8, 2026, may qualify if Progressive used a Mitchell valuation with a projected sold adjustment on at least one comparable vehicle.
What could you receive?
Estimated payout is $200–$700 per qualifying claim. Final amount may change. The official formula pays 68% of the projected sold adjustment impact. This equals 1.87% of the recorded actual cash value for Direct and 1.53% for Preferred. The estimate is not a guaranteed range or an official fixed award.
What information is needed?
Online filing asks for a claimant ID or total-loss claim number and the unique PIN from the notice. Insurer records determine whether a loss is covered and the payment calculation.
What dates matter?
Online claims are due by 11:59 p.m. Eastern time on February 5, 2027. Mailed claims must be postmarked by that date. The exclusion deadline was November 5, 2026. A fairness hearing is scheduled for January 6, 2027. Payments depend on final approval and the settlement taking effect.
Who may qualify
Colorado residents with covered Progressive Direct claims submitted from April 12, 2019 through July 8, 2026, or Progressive Preferred claims submitted from December 19, 2021 through July 8, 2026, may qualify if a Mitchell valuation used a projected sold adjustment on at least one comparable vehicle.
What proof do you need?
Do you need proof of purchase?
For this settlement, you’ll need proof of purchase. The online form asks for a claimant ID or total-loss claim number and unique PIN. Insurer records determine class membership and the payment calculation. A valid and timely claim is required.
Where do these requirements come from?
From the official settlement notice - the document that sets out who qualifies and what they have to provide. Claim summarizes it; Claim does not set it. Where the notice and this page disagree, the notice is the one that counts.
How can I check a settlement email or text?
Who is the administrator?
Verita is the settlement administrator: the company a court appoints to run the claims process, send notices and make payments. It is not the company being sued, and it is not Claim.
Is the sender's name enough to trust the message?
No. A sender name, a display name, a reply-to address and even a case number can all be copied. Check the case name and number in the message against the ones on this page, and reach the court-authorized settlement website yourself rather than through a link or button in the message.
What warning signs should I look for?
Any request for a fee, a payment or a wire to release settlement money. Any request for full banking login details. Pressure to act straight away. A web address that does not match the one in the official notice. Genuine notices identify the case by name and number and explain how payment is made.
Claim helps you check whether you may qualify, understand the official requirements, and keep track of settlement deadlines.
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