Mastercard
Visa and Mastercard Non-Bank ATM Surcharge Settlement
People who paid surcharges at independent non-bank ATMs between October 24, 2007 and August 14, 2026 may share a $167.5 million settlement based on their transactions. Claim estimates the payment at $100 to $750 or more per approved claim. Claims are due February 10, 2027.
Key facts
The lawsuit alleges that Visa and Mastercard network rules prevented independent ATM operators from offering lower fees on cheaper competing networks, so consumers paid inflated ATM surcharges. Visa and Mastercard deny they did anything wrong.
What could you receive?
Each valid claim shares the net settlement fund in proportion to the number of qualifying surcharged transactions claimed. Claim estimates the payment at about $100 to $750 or more per approved claim. That is a Claim estimate, not an amount set by the court, and the final amount depends on the transactions claimed and the fees and costs the court approves.
What information is needed?
The claim form asks for an estimate of qualifying surcharged withdrawals. Documentation is not needed when filing, but the administrator may later ask for bank statements. A notice ID is optional.
What dates matter?
Claims must be submitted online or postmarked by February 10, 2027. The exclusion and objection deadline is December 11, 2026. A final approval hearing is scheduled for February 17, 2027. A scheduled hearing does not mean the settlement has final approval, and no payment date is set.
Who may qualify
People in the United States who paid an unreimbursed surcharge or access fee for an ATM or PIN-debit cash withdrawal at an independent non-bank ATM between October 24, 2007 and August 14, 2026 may qualify. Credit card cash advances and prepaid cards are not covered. Separate California, Illinois, Massachusetts and Michigan classes also apply.
What proof do you need?
Do you need proof of purchase?
For this settlement, you will not need proof of purchase. The claim form asks for an estimate of qualifying surcharged withdrawals. Documentation is not needed when filing, but the administrator may later ask for bank statements. A notice ID is optional.
Where do these requirements come from?
From the official settlement notice - the document that sets out who qualifies and what they have to provide. Claim summarizes it; Claim does not set it. Where the notice and this page disagree, the notice is the one that counts.
How can I check a settlement email or text?
Who is the administrator?
A.B. Data, Ltd. is the settlement administrator: the company a court appoints to run the claims process, send notices and make payments. It is not the company being sued, and it is not Claim.
Is the sender's name enough to trust the message?
No. A sender name, a display name, a reply-to address and even a case number can all be copied. Check the case name and number in the message against the ones on this page, and reach the court-authorized settlement website yourself rather than through a link or button in the message.
What warning signs should I look for?
Any request for a fee, a payment or a wire to release settlement money. Any request for full banking login details. Pressure to act straight away. A web address that does not match the one in the official notice. Genuine notices identify the case by name and number and explain how payment is made.
Claim helps you check whether you may qualify, understand the official requirements, and keep track of settlement deadlines.
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